Florida Mortgage Lender —
Putting the People We Serve First
Beacon Mortgage is a full-service mortgage lender headquartered in Winter Garden, FL, serving Orlando, Tampa, Miami, and all of Florida. Apply online for Conventional, FHA, VA, Jumbo, and Commercial loans.
500+
Loans Closed
30+
Florida Cities
4.9★
Client Rating
15+
Years Experience
Why Beacon Mortgage
We have built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders, and individual home buyers throughout the United States.
We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan — with the great rates, terms and costs — to meet your unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.
And, now it's our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the multitude of loan options available in the marketplace, but you can also review loan alternatives, and even apply for your loan, at your convenience, online — 24 hours a day.
We look forward to putting our mortgage service to work for you!
Mortgage Home Purchase Loans without the Hassle!
Choosing a purchase loan product that matches your goals doesn't have to be stressful. We're here to guide you every step of the way.
The Home Purchase Loan Process
Pre-Qualification
Complete our simple mortgage Pre‑Qualification Letter Request
Receive Options
Receive options based on your unique criteria and scenario
Compare Rates
Compare mortgage interest rates and terms
Choose Your Loan
Choose the offer that best fits your needs
What Our Clients Say
“Beacon Mortgage made the entire process seamless. Ralph and his team were responsive, knowledgeable, and truly cared about finding us the best rate. We closed on time with zero stress!”
Maria G.
Orlando, FL
“As first-time homebuyers we were nervous, but Beacon walked us through every step. The pre-qualification was fast and the communication throughout was outstanding.”
James & Sarah T.
Winter Garden, FL
“I've refinanced twice with Beacon Mortgage. Their rates are competitive and the turnaround time is impressive. Highly recommend to anyone in Florida looking for a mortgage lender.”
David R.
Tampa, FL
Mortgage Lender Serving All of Florida
From Orlando to Miami, Tampa to Jacksonville — Beacon Mortgage provides expert home financing across 30+ Florida cities. Click your city to explore loan options and local market data.
Estimate Your Payment
Mortgage Calculator
Estimated Monthly Payment
$1,816.07
Loan amount: $280,000 · 30-year term at 6.75%
Frequently Asked Questions
- What types of mortgage loans does Beacon Mortgage offer in Florida?
- We offer Conventional, FHA, VA, Jumbo, USDA, Refinance, HELOC, Reverse Mortgage, Commercial Real Estate, SBA, Bridge, and Construction loans across all of Florida.
- How do I apply for a mortgage with Beacon Mortgage?
- You can apply online, call us at (407) 718-2223, or visit our Winter Garden office. Pre-qualification takes just minutes with no impact to your credit score.
- What areas in Florida does Beacon Mortgage serve?
- We serve all of Florida including Orlando, Miami, Tampa, Jacksonville, Fort Lauderdale, St. Petersburg, Winter Garden, Sarasota, Naples, Boca Raton, West Palm Beach, and 20+ additional cities.
- What is the minimum down payment for a home loan in Florida?
- It depends on the loan type: Conventional starts at 3% down, FHA at 3.5%, and VA and USDA loans offer zero down payment for eligible borrowers.
- How long does it take to close a mortgage with Beacon Mortgage?
- We average a 21-day close time thanks to in-house processing and underwriting. Timeline can vary based on loan type and complexity.
Contact Us
Ready to take the next step? Reach out today and let's discuss your mortgage options.
(407) 718‑2223
13340 West Colonial Dr. Suite 240, Winter Garden, FL 34787